Personal Finance State API — Privacy Statement

This service is privately operated by its owner for a single user.

- Financial entries and decision history are stored on the owner's own
  virtual private server (VPS).
- Requests are authenticated with a bearer token.
- The service does not connect to bank accounts and imports no transactions.
- The service does not sell or share data with third parties.
- Server and access logs exclude authentication tokens and request bodies.
- When the Custom GPT invokes this API, request and response data may be
  transmitted to and processed by the GPT provider.
- The owner is responsible for the security of the VPS, domain, backups, and
  Custom GPT configuration.

This statement is factual and makes no legal guarantees.